06-27-2023 Today, TheStreet.com ran the article attached below. Dave Ramsey Reveals the Biggest Factor of Success in Personal Finance According to Ramsey, this is just how it is.  (June 27, 2023, Thestreet.com) Excerpts: “Personal finance is only 20 percent head knowledge,” he explains. “The other 80 percent — the bulk of the issue — is behavior. And it’s our behaviors …